Low key.  You are lookng at the eastern most golf course in the USA.  You can dine al fresco at Duggans ... the fish and lobster are ALWAYS fresh if Frank Duggan says they are.  Most seafood is delivered fresh daily.  Great little deli at teh entrance to The Reef (funky 1960's development ... an early adopter on St. Croix). Nice beach next to Duggan's and they serve cold beer all day.  Duggan's is casual and elegant at the same time ... shorts to linen jackets and dresses can be can be seen but something in the middle is more common.  For a truly elegant evening, go up the hill to Villa Madeline for true island splendor from the top of the mountain overlooking Teague Bay.  And everything is walking distance though you might want to driv up the hill as walking home in the dark could be lethal.  Enjoy.